r/financialindependence

Financial Independence / Retire Early

This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time. At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.

Members: 2,462,280
Created: 2011
Posts a day: 2
Avg comments, top posts this week: 139

r/financialindependence is a Reddit community with 2,462,280 members, created in 2011. It averaged about 2 new posts a day over the last month. This week's top posts had a median score of 32 and an average of 139 comments each. Update, financial and promotion are the words that show up most in recent titles. This month's top posts went up most often around 08:00 UTC, and most often on a Tuesday.

Only approved members can post in r/financialindependence.

Data checked October 18, 2026 · Open on Reddit

What people ask

433What would you do if you were 30M with $1.3M invested and a soul crushing corporate job?346 comments · September 30, 2026
0How does having cancer cause people to lose their life's savings? I80 comments · October 7, 2026
6Should I stay 100% in equities and other wonderings18 comments · October 5, 2026

Common words in titles

update 3
financial 2
promotion 2
self 2
switching 2

Best time to post

08:00 UTC · 19 top posts
03:00 UTC · 2 top posts
16:00 UTC · 2 top posts
Tuesday · 7 top posts
Wednesday · 5 top posts

These are counted from the timestamps of this month's 25 top posts. They show when popular posts went up and don't guarantee reach.

Rules

Karma posting requirement
Be Civil
No advertising, self-promotion, solicitation, or spam
No negative discussions or stereotyping demographics
No politics or circle-jerking
Top-level posts should be relevant and show some significant effort on the part of the author

How to post in r/financialindependence without breaking its rules

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Member growth

We started recording r/financialindependence member counts on October 18, 2026. Growth will show here once we have a few weeks of history.

Get this data from the API

Every number on this page comes from ChatterAPI's Reddit endpoints and is refreshed about once a week. You can pull the same data for any subreddit from your own code or AI agent.

curl "https://chatterapi.com/v1/reddit/subreddits/financialindependence" \
  -H "Authorization: Bearer $CHATTERAPI_KEY"

{
  "data": {
    "url": "https://www.reddit.com/r/financialindependence/",
    "name": "financialindependence",
    "nsfw": false,
    "title": "Financial Independence / Retire Early",
    "createdAt": "2011-11-10T15:15:32.000Z",
    "description": "This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money.\n \nFinancial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.\n \nAt its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.",
    "subscribers": 2462280
  },
  "credits": {
    "charged": 2
  }
}

Recorded response, October 18, 2026, trimmed.

Free subreddit stats tool API reference All subreddits we track

Questions about r/financialindependence

How many members does r/financialindependence have?

r/financialindependence had 2,462,280 members when we last checked on October 18, 2026.

How active is r/financialindependence?

Based on its newest posts, it got about 2 new posts a day over the last month. This week's top posts averaged 139 comments each.

When is the best time to post in r/financialindependence?

This month's top posts in r/financialindependence went up most often around 08:00 UTC, and most often on a Tuesday. That's when popular posts were published, so use it as a starting point, not a rule.

Can I get r/financialindependence data through an API?

Yes. Call GET /v1/reddit/subreddits/financialindependence for members, rules and description, and GET /v1/reddit/subreddits/financialindependence/posts for its posts. Each call costs 2 credits, and new accounts get 100 free credits.