r/personalfinance

Personal Finance

Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!

Members: 21,874,965
Created: 2009
Posts a day: 49
Avg comments, top posts this week: 263

r/personalfinance is a Reddit community with 21,874,965 members, created in 2009. It averaged about 49 new posts a day over the last month. This week's top posts had a median score of 226 and an average of 263 comments each. 401k, financial and not are the words that show up most in recent titles. This month's top posts went up most often around 00:00 UTC, and most often on a Tuesday.

Only approved members can post in r/personalfinance.

Data checked October 18, 2026 · Open on Reddit

What people ask

5,453Previous employer took 401k from paychecks, now found out there is no 401k account, what do I do?874 comments · September 24, 2026
703Am I being taken advantage of by my financial advisor?770 comments · October 16, 2026
944I have a 25 dollar “budget” how can I stretch this to last me 2 weeks atleast?656 comments · October 11, 2026
669Mom wants to lock in 10yr bonds with 40% of her retirement and live off the interest..good idea?497 comments · September 30, 2026
974My mom gave me a maxed out credit card under my name and has already missed a payment. What do I do?353 comments · September 19, 2026
847What am I missing? 401k, investments, savings at 27351 comments · October 5, 2026

Common words in titles

401k 7
financial 7
not 7
debt 6
credit 5
off 5
advice 4
card 4
money 4
account 3
dad 3
fee 3

Best time to post

00:00 UTC · 3 top posts
23:00 UTC · 3 top posts
17:00 UTC · 2 top posts
Tuesday · 7 top posts
Saturday · 5 top posts

These are counted from the timestamps of this month's 25 top posts. They show when popular posts went up and don't guarantee reach.

Rules

Submission guidelines
Self-promotional advertising or soliciting
Unhelpful or disrespectful
Asking for handouts or transactions
Legal or business discussion
Politicizing
Lawbreaking information
Personal attack or abusive language
Personal advice discussion
Other bad behavior

How to post in r/personalfinance without breaking its rules

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Member growth

We started recording r/personalfinance member counts on October 18, 2026. Growth will show here once we have a few weeks of history.

Get this data from the API

Every number on this page comes from ChatterAPI's Reddit endpoints and is refreshed about once a week. You can pull the same data for any subreddit from your own code or AI agent.

curl "https://chatterapi.com/v1/reddit/subreddits/personalfinance" \
  -H "Authorization: Bearer $CHATTERAPI_KEY"

{
  "data": {
    "url": "https://www.reddit.com/r/personalfinance/",
    "name": "personalfinance",
    "nsfw": false,
    "title": "Personal Finance",
    "createdAt": "2009-02-09T02:42:12.000Z",
    "description": "Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!",
    "subscribers": 21874965
  },
  "credits": {
    "charged": 2
  }
}

Recorded response, October 18, 2026, trimmed.

Free subreddit stats tool API reference All subreddits we track

Questions about r/personalfinance

How many members does r/personalfinance have?

r/personalfinance had 21,874,965 members when we last checked on October 18, 2026.

How active is r/personalfinance?

Based on its newest posts, it got about 49 new posts a day over the last month. This week's top posts averaged 263 comments each.

When is the best time to post in r/personalfinance?

This month's top posts in r/personalfinance went up most often around 00:00 UTC, and most often on a Tuesday. That's when popular posts were published, so use it as a starting point, not a rule.

Can I get r/personalfinance data through an API?

Yes. Call GET /v1/reddit/subreddits/personalfinance for members, rules and description, and GET /v1/reddit/subreddits/personalfinance/posts for its posts. Each call costs 2 credits, and new accounts get 100 free credits.